| MULTI-FAMILY & APARTMENT LENDING Multi-Family Loans and Apartment Loans are the core business of San Diego Commercial & Business Financing. The majority of the total loan volume for commercial loans underwritten by SDCBF are for our clients who own apartment properties. As such, we have the ability to offer the widest products offers at the absolute lowest rates for these apartment loans. | Up to 85% LTV Non Recourse Options Available Mixed Use OK |
| STANDARD COMMERCIAL REAL ESTATE LENDING Office, Retail and Light Industrial buildings are the core of all commercial real estate lending. The vast majority of all commercial loans in the US are some type of office or retail building (including light industrial buildings). We have access to the absolute best sources of capital to provide for our clients that own, or are looking to own these property types. | Office Building Loans Retail Building Loans Light Industrial Building Loans |
| SPECIFIC USE PROPERTY LENDING Specific Use Property loans are considered the most challenging loans to fund in our industry. Nobody closes specific use properties better than San Diego Commercial & Business Services. With our numerous relationships with local lenders and nationwide niche lenders, we can fund any asset class so long as the property has solid underlying financials. | Hotel Loans Restaurant Loans Gas Station Loans Self Storage Loans And More… |
| BRIDGE & CONSTRUCTION LENDING Our Bridge Loan and Construction Loan department provides capital to those investors who need financing on projects that are not currently in development or are suffering from some condition that makes it un-financiable by traditional methods. Our bridge program allows for fast funding on value added projects, with a large premium on rates and fees. Our construction department can help with developers or major rehab projects. | Bridge Loans Construction Loans Private Equity Loans |
| SMALL BUSINESS LENDING SDCBF services the needs of the small business owner by providing a line of SBA products. We focus on the commercial real estate financing needs of our clients, but do have great referral networks setup for with many local business banks for a full service of other, non-sba based business loan products. | SBA 504(b) and 7(a) Loans Business Lines of Credit* Accounts Receivable Loans* |