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If you require an accounts receivable loan, please call us.  We do not do these transactions but can refer you to a great business banker that can facilitate this transaction for you.

SDCBF can help your business grow with easy access to a business line of credit.  We can provide both real estate based and cash flow based lines of credit for your company's needs.  Call us directly for inquiries on Business Lines of Credit.

San Diego Commercial & Business Financing is your direct source for SBA (Small Business Administration) Financing.  Primary used to finance the acquisition of real estate, SBA loans can also be used to facilitate the purchase of large equipment, FF&E, and actual business acquisition.  Terms on SBA loans very greatly, but typically allow for small business to purchase CRE at highly leveraged levels (up to 95% in some circumstances) for the use of their own business. 

If you need funds quickly or have commercial real estate that is not financable by traditional means, SDCBF has solid relationships with many private equity and "Hard Money" investors.  These funds are not cheap, ranging between 2 - 4 points in fees and with rates between 4% - 10% above the prime rate, they are typically either last option loans or loans made to take advantage of time sensitive opportunities.  We do not fund these loans in house, but work with local private investors to broker the best deal for you in the shortest period of time possible.

SDCBF can help established developers with their short term development financing.  We also can help finance acquisition and renovation expenses for value added commercial real estate transactions.  Terms for construction financing typically are between 12 and 18 months.  Interest is due upon principle that is borrowed, typically interest only over the term of the loan.  Call us for specifics.

San Diego Commercial & Business Financing can help you with your bridge loan request.  Whether you require bridge financing for a construction project that was just completed or require a bridge loan for a value added purchase of a commercial real estate property, SDCBF is the best source of low cost bridge financing.  Typical terms for bridge financing are 18- 36 months, and are typically PRIME + type transactions.  If SDCBF funds your bridge loan we will discount our fees for any permanent financing for the same subject property.

And More

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We fund commercial real estate loans on all asset classes.  If it is not listed above, it does not mean we cannot lend on it.  Generally, if it has positive cash flow, we can provide some type of quality loan on any type of commercial real estate.

We have the ability to finance commercial real estate for both Owner User Auto Industry Property and Investor Owned Auto Industry Related properties.  We can fund gas stations, auto shops, car dealerships, and all other auto industry related properties.  It takes specific industry knowledge to fund these transactions, and SDCBF has the know how and experience to close these transactions for you.

We have the ability to finance commercial real estate loan for Church and Religious Purpose specific real estate.  It takes specific industry knowledge to fund these transactions, and SDCBF has the know how and experience to close these transactions for you.

Bar Loans

02-03-2014 0

We have the ability to finance commercial real estate for both Owner User Bar Loans and Investor Bar related commercial real estate.  It takes specific industry knowledge to fund these transactions, and SDCBF has the know how and experience to close these transaction for you.

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Testimonials

  • “... when everyone lese told us it could not be done... Shawn and Gary worked hard to make sure every possible lender saw the deal and had a full understanding of the property and borrower...”

    Brian Baker
    Property Manager, SD County Medical Buildings, Inc.

  • “...Shawn's professionalism and attention to detail that always make him our top choice for all commercial financing needs.  There has yet to be a deal of our that Shawn could not do, and for that we are incredibly grateful."

    Preston Caffrey
    President of Ocean Equity Solutions, Inc.

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